More Ways to Save Money

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without a contract and go the prepaid route. Most carriers have prepaid plans. some of the best prepaid phone providers out there are Tracfone Straight Talk Family mobile, Cricket, Metro PCS, Verizon, Consumer Cellular and Total Wireless. Just like most of the other prepaid wireless carriers, Straight Talk has monthly, 90 days, 6 months and yearly Straight Talk phone cards, If you do not want a used phone, you can also get a new prepaid phone from the same carriers and retailers

Do your research and compare prices

Do your research and compare prices
Do your research and compare prices

Do your research and compare prices and features before buying any major items like TV’s, a car, dish washers, refrigerator, washer and dryer, stove, furniture etc.

Take advantage of phone apps and websites

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Take advantage of phone apps and websites
Take advantage of phone apps and websites

Also save money by taking advantage of phone apps and websites that compare price, show you coupons and much more.

Make good use of loyalty programs

Make good use of loyalty programs
Make good use of loyalty programs

Use loyalty programs to get discounts from grocery, department and sporting goods store. There are tons of loyalty programs out there, grocery stores, department store, online stores, gas stations, credit card companies, airlines etc all have loyalty programs that you can use to save money, if you buy from these places regularly then join their loyalty club. remember every dollar counts.

Buy items at the end of the season

Buy items at the end of the season
Buy items at the end of the season

Buy your holiday decorations (like lights, bows, Christmas trees and ornaments) the day after the holiday is over (for next year). usually holiday decorations and gift packaging items go on sale 50%. and usually a week or two after that it goes to 75% off. that is great savings for next year.

Swapping babysitting duties

Swapping babysitting duties
Swapping babysitting duties

If you have kids and you have good friend and or neighbors who also have kids, Swapping babysitting duties with them is a great way to save money. they can watch your kid(s) for free and you do the same to them when they need help.

Fill your freezer

Fill your freezer with everything you need to create a meal, so that you are not tempted to go out to restaurant or shop often, you can also freeze excess or left over meals and use them on a later date or even take it to work some days or weeks later. that will save you money.

Insulate your water heating tank and hot water pipe

Insulating your hot water pipes and Water heating tank could reduce standby heat losses by 25%–45% and save you about 7%–16% in water heating costs and will help maintain the temperature.

Refinancing your mortgage

One of the biggest way to save money is to Refinancing your mortgage. With the low interest rates now, you can save hundreds of dollars a month if you refinance you mortgage from a high interest rate to a low one.

Save on flights

Save on flights
Save on flights

Less Expensive Vacations

Less Expensive Vacations
Less Expensive Vacations

Vacation in beautiful but less expensive locations, there are a lot of beautiful but less expensive locations to go to, you can search online, read travel magazines, local magazines and news papers for the location you are interested in. YouTube is also a good source for good place to go on a budget. or go to popular locations at off peak season.